Riders' Legal Protection

If you’re involved in a motorcycle accident that isn’t your fault, you could still find yourself having to pay out for things like policy excesses, legal proceedings and replacement vehicle charges.

Swinton’s Riders' Legal Protection, underwritten by Covea Insurance plc, is available with 2 levels of cover, Standard cover helps you claim back any costs not covered by your policy.

In addition, Platinum Cover includes our Excess Protection cover, underwritten by AM Trust Europe Limited, which guarantees to refund your excess following a successful claim relating to malicious damage, fire, theft or an accident where it has been deemed you were at fault.

How we can help

Riders' Legal Protection at a glance

Standard Platinum
£100,000 legal expenses cover for non fault accident
Guaranteed refund of excess for non fault accident
Guaranteed replacement car or motor motorbike for non fault accident
Excess protection

Things you should know

  • You must report the incident to us as soon as possible, and your case must be deemed to have a reasonable chance of success
  • A maximum of two excess refund claims can be made and the value of your claim has to be higher than your excess amount
  • Riders' Legal Protection is available as an optional separate policy, which can only be purchased with your bike insurance policy
  • Policy is underwritten by Covea Insurance plc and AM Trust Europe Limited.

Call us now on: 0800 092 6702 or get a quote online Get a quote

Optional extras

Breakdown Cover

Motorcycle Breakdown Cover Motorcycle Breakdown Cover

Flexible cover to help get you back on the road

Don't get stranded with your bike. From a puncture to a blown head gasket, our breakdown cover can help get you moving again. Find out more

Helmet and Leathers

Cover for your helmet, leathers, boots and gloves

For just £49 a year, you can protect your helmet and leathers for repair or replacement up to a value of £1,500. Find out more

Personal Accident Cover

Motorcycle Personal Accident Cover Motorcycle Personal Accident Cover

Cover if you are injured while riding your bike

Personal Accident Cover can help provide financial support if an accident results in permanent injury, hospitalisation or death. Find out more

Call us

If you can't find what you're
looking for, give us a call

0800 092 6702