Car insurance


Buy a new annual car insurance policy through Quidco and as long as your policy is still active 90 days, you'll receive your cashback from Quidco.

What you need to know

  • Only quotes that have been generated and purchased online will be eligible for cashback payments.
  • Cashback is only available to new Swinton Insurance customers.
  • Cashback will not be paid for renewals.
  • Cashback will not be paid if a saved quote is used.

Three options to cover your car


Car Insurance with basic benefits like these...

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Courtesy car

Courtesy car

Windscreen cover

Windscreen cover

Car equipment

Audio, sat nav & car equipment


All of the benefits of Essentials, with the added reassurance of...

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Uninsured driver cover

Uninsured driver cover

Driver's Legal Protection

Driver's Legal Protection

Driving abroad cover

Driving abroad cover


Our most complete cover. Get all the benefits of Classic, plus...

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Hire vehicle

Hire vehicle

Excess refund

Excess refund

Wrong fuel cover

Wrong fuel cover

Benefits listed above relate to our comprehensive cover. Third party, fire & theft cover is available with our Classic product and excludes driving other cars, windscreen cover, emergency medical costs, personal belongings, replacement locks and child seat replacement cover. Please refer to policy wording for exact cover.

View cover in more detail

The table below shows benefits for comprehensive cover
Please refer to policy wording for exact cover

Key benefits


Damage to your car:

If your car is damaged, we will cover the repair cost up to the market value of your car (this includes both accidents and malicious damage)


Loss by fire or theft:

If your car damaged or a total loss due to fire or theft we will pay out up to the market value of your car

Driving Other Cars:
You will have third party cover when driving other cars (some eligibility criteria may apply)


Emergency Medical Costs:

If you have an accident

Repairs to Your Car:

Guaranteed for five years

Audio, Satnav & Car Equipment:

If your standard fit audio, satnav or car equipment is stolen – we’ll replace it

Courtesy Car:

Whilst yours is being fixed following a claim

Lock replacement & personal belongings:

Covered as standard

Windscreen Cover:

We’ll repair/replace your windscreen

Driver's Legal Protection:

We will pay your legal expenses up to £100,000 in the event of a claim for an accident that wasn't your fault

Uninsured Driver Promise:

Refunds your excess and protects your no claims discount if you’re hit by an uninsured driver

Driving Abroad Cover:

Full cover abroad for up to 90 days, single trip 30 days

Excess Refund:

If you have an at fault claim we will refund your excess up to £500

Hire Vehicle:

If your car is written off or stolen and not recovered we’ll give you a small hire car for up to 14 days while you find a new car

Mis-fuelling Cover:

If you accidentally put the wrong fuel in your car, up to £2500 (one claim only per year)


Additional Cover Options


Protected No Claims Discount:

You can have up to two claims in a five year period without affecting your no claims discount if you have 4+ years no claims bonus.

optional optional optional 

Breakdown Cover:

Choose from a range of breakdown cover options – from local to Europe-wide.

optional optional optional 

Benefits listed above relate to our Comprehensive cover. Third Party, Fire & Theft cover is available with our Classic product and excludes Driving other cars, Windscreen cover, Personal Belongings, Replacement locks and child seat replacement cover. Please ask us for more details.


Policy Documents


Policy wording (PDF - 1.2mb)


Policy wording (PDF - 1.8mb)


Policy wording (PDF - 1.9mb)

Get a car insurance quote online now

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Why choose us for your car insurance?

  • We have over 60 years' experience in finding car insurance so we understand what’s important to you
  • We’ll compare quotes from our specially-selected panel of insurers to give you the lowest price we get back
  • We're here to answer any questions - speak to us over the phone or via Live Chat
  • You can tailor your insurance with optional additional cover to suit your personal needs
  • We have an online insurance hub where your documents will be stored and you’ll be able to make changes to your policy

Car insurance to suit your needs