Fleet Insurance

Fleet insurance can provide cover for all of businesses vehicles under one policy.

Here at Swinton Business we use a specially selected and trusted panel of insurers to help get you the right cover.

Having one policy with one renewal date that covers all of your business vehicles obviously has its benefits but it's important to make sure that you get the most suitable cover for you and your business – that's where we come in.

If your business has two or more vehicles, Swinton Business can help arrange a Fleet Insurance policy to help keep your company vehicles protected.

We know that your fleet will be an integral part of your business and the impact it can have should one or more of your vehicles by out of action.

Speak to our dedicated fleet team today to turn nagging doubt into nothing to worry about.

What can a Fleet Insurance policy offer

We work with a preferred list of insurers to give you a range of cover options:

• Comprehensive
• Third party, fire and theft
• Third party only

Subject to your individual circumstances, the policies we offer can look to provide protection for:

• Loss of or damage to your vehicles
• Vehicle recovery in the event of a breakdown or accident
• Support with paying legal fees
• Damage to your vehicles windscreen and windows
• Replacement locks should your keys be stolen
• Help towards medical expenses should you or a passenger be hurt in an accident in one of the vehicles covered by this insurance

We also know that your business isn't always straight forward which is why cover can also be provided for:

• Foreign use
• Protection for personal belongings that are lost or damaged in a vehicle insured under the policy
• Cover for trailers attached or connected to a vehicle insured under the policy

All the benefits listed above are subject to the policy you choose through the specially selected and trusted insurers on our panel.

Other Business Insurance cover available

At Swinton Business we offer many types of policy to give your Business the peace of mind to operate confidently knowing you are covered:

Public Liability Insurance: provides protection if a member of the public or a client was to become injured or to suffer from property damage as a result of your business. Cover starts from £1 million that can be extended as required. Although it is not a legal requirement in the UK it is a likely request from customers, trade bodies or industry regulators that you have a policy in place before you carry out work with them or apply for membership.

You can get a quote online for Tradesman insurance, that includes Public Liability insurance or for any further information or queries on Small Business Insurance then contact the Swinton Business team today online or by calling: 0800 995 1800

Employers' Liability Insurance: If you employ someone you are required by law to have Employers' Liability Insurance to cover you against potential legal costs or compensation claims should any of your staff have an accident or become ill as a result of the work they do for you or your negligence.

Professional Indemnity Insurance: Provides cover in the event of your work leading to a client losing money due to an error that you have made. In a situation where you may have made a miscalculation, missed a trademark, infringed copyright etc. would impact both the reputation and bottom line of a company so a Professional Indemnity policy provides your clients with the confidence in your business that they would be compensated in the event of the improbable.

Commercial Property Insurance: From offices to shops, speak to us today about Commercial Property Insurance to help get cover for your buildings and contents. Depending on your circumstances we can also look to arrange Property Owners Liability insurance which can help should a member of public injure themselves on your property. Accidental damage cover is available and your policy can also be extended for multiple properties.

Business Equipment Insurance: As an addition to your cover you may also require Business Equipment Insurance which Swinton Business can arrange at one of four levels of cover up to £10,000 for equipment, including PCs and laptops used for business, that are away from your office or overnight in a vehicle.

When thinking about whether you need this cover there are a couple of things to consider – The maximum claim per item is £1,500 and while equipment or tools stolen from vehicles by forced entry is covered, this is only if items are not visible and your vehicle security devices are working and activated. The policy is underwritten by UK General Insurance Ltd on behalf of Great Lakes Insurance SE.