Multi Vehicle Drivers Legal Protection

Protection against expensive legal costs

Whether your business has two cars or a fleet of trucks, the important thing is knowing you‘re sufficiently covered. So we offer Motor Legal Expenses Insurance to enhance your cover and further reduce your risk. 

Adding Motor Legal Expenses Insurance alongside your fleet insurance policy covers you against expensive legal fees if you or one of your drivers were ever involved in an accident deemed non-fault.  

Driver’s Legal Protection is available as an optional extra with our van insurance policies and will cover up to £100,000 towards legal expenses which you may incur if you have an accident that wasn’t your fault where there’s a responsible third party. The policy is underwritten by RAC Insurance Limited.

If you report the incident as soon as possible and your case has a reasonable chance of success, Motor Legal Expenses Insurance cover could help you with recovering the below from the responsible third party:

• Compensation for personal injuries or death.
• Loss of earnings.
• Refund of your excess.
• Provision of replacement vehicle.
• Direct access to dedicated legal specialists.
• 24 hour legal helpline.
• Motor prosecution defence – covers things such as speeding
• Motor contract disputes – sale, purchase or car hire
  
• Vehicle cloning – defending your legal rights if your vehicle is cloned
• Pot hole damage recovery – recover cost of repairs
• Motor Insurance Database disputes – if incorrect information is communicated
  

How we can help

• Up to £100,000 cover for legal costs, for a non fault accident 
• Refund of excess and provision of replacement vehicle if the incident is deemed not your fault
• Direct access to dedicated legal specialists
• 24 hour legal helpline.



Things you should know

• You must report the incident to us as soon as possible, and there must be a 51% or greater chance of legal proceedings being successful
• Motor Legal Expenses Insurance is available as an optional separate policy, which can only be purchased with your fleet insurance policy.