Factory, Workshop or Warehouse Insurance

Call us now to get a quote: 0800 995 1800


Insurance to fit the needs of your business

At Swinton Business we understand that if you have a factory, workshop or warehouse, your circumstances can be very specific. So, when it comes to business insurance, you need a policy that fits your needs.

That's why we take the time to understand how your business operates and the insurance risks it could face, so that we can arrange a Business Insurance policy for your factory, workshop or warehouse to suit and provide protection for your premises, equipment, stock and your staff.

Your factory, workshop or warehouse will be critical to the success of your business so ensuring that you have the appropriate cover should the unthinkable happen allows you to focus on driving your business forwards. Challenge Swinton Business for a quote to cover your factory today, we work hard to find great deals for our customers.

How Swinton Business can help

Getting cover for your warehouse or factory can sometimes fall under one policy known as Commercial Combined Insurance where the various risks your business could face are covered under one insurance policy meaning just one renewal date for you.

Depending on your circumstances, a Commercial Combined policy can provide cover for:

  • Material Damage - Provides cover for your building premises and contents.
  • Business Interruption - Provides cover for loss of income as a result of your business being unable to trade.
  • Public Liability - Provides cover against claims made by members of the public who have sustained injuries or damage to their property in connection with your business.
  • Employers Liability - UK businesses that employ staff are legally obliged to have Employers' Liability Insurance to provide protection should a claim be made by an employee after being injured at your place of work.
  • Product Liability - Cover if you produce or manufacture a product and a claim is brought against you arising from a fault or injury from someone as a result of using your product.
  • Goods in Transit - Provides cover should your property be lost or damaged whilst in transit.

Subject to the type of business you have, you may also consider protecting the following:

  • Employee theft: Provides cover should you be at a loss following theft from an employee.
  • Loss of licence: Cover in a circumstance where you lose your licence resulting in loss of income or the reduction in the value of your premises.

Call us now to get a quote:


Storm Damage and Flooding to your Factory

As your factory, workshop or warehouse is significant to the success of your business the great British weather can sometimes be the biggest threat with potential storm damage or flooding affecting your ability to operate. At Swinton Business we have created a series of guides to help you from preparing your business for a flood with seven must do steps to checking your premises after a flood has occurred and how to make a claim for flood damage.

We have also created guide for storm damage where your factory, workshop or warehouse may receive damage from high winds or falling trees etc. which can prove costly from the potential repairs or replacement costs to the threat of temporarily being unable to operate your business. Within this series of guides we have information on how to prepare your business for a storm and the 11 things to do if your business is unfortunate enough to have been hit by storm.

Why businesses choose Swinton Business

At Swinton Business we offer a wide range of Business Insurance products to provide your business with the relevant cover that you need depending on your activities. Outside of the potential Commercial Combined policy to protect your factory, workshop or warehouse we also help arrange Professional Indemnity Insurance to cover you in the event of your work leading to a client losing money due to an unintentional error that you have made.

In a situation where you may have made a miscalculation, missed a trademark, infringed copyright etc. that could impact both the reputation and bottom line of a company, a Professional Indemnity policy provides your clients with the confidence in your business that they would be compensated in the event of the improbable.

As an addition to your cover you may also require Business Equipment Insurance which Swinton Business can arrange at one of four levels of cover up to £10,000 for equipment, including PCs and laptops used for business, that are away from your office or overnight in a vehicle.

When thinking about whether you need this cover there are a couple of things to consider – The maximum claim per item is £1,500 and while equipment or tools stolen from vehicles by forced entry is covered, this is only if items are not visible and your vehicle security devices are working and activated. The policy is underwritten by UK General Insurance Ltd on behalf of Great Lakes Insurance SE.

If you have a commercial van or fleet of company vehicles then we can help arrange cover under one manageable policy. Swinton Business offer Fleet Insurance to protect two or more company vehicles or for Commercial Van Insurance covering vehicles up to 3.5t then contact Swinton Van.


Call us now on: 0800 995 1800 to get a quote.