At Swinton Business we can help provide protection for your business so you have the comfort of knowing you have cover in place should something go wrong like an accident at work. Even though you take care to ensure people's safety, if someone was injured or property damaged as a result of your work, you could face a hefty bill.
Plasterers’ insurance arranged through Swinton Business includes Public Liability Insurance for Plasterers as standard, cover can be arranged from £1 million that can be extended as required. This is useful protection, for example, you’re at a private property and your construction work or tools cause someone an injury, or damage to their property. A customer could seek compensation costs from you. In fact, anywhere you work where the public are present, be it commercial or residential, this applies. Even if a client visits you at your work premises, you’d be covered should an accident or injury occur.
Plasterers’ Insurance protects you from the costs of a claim, in the event of an accident or mishap, and includes legal fees and the compensation itself – cover can be arranged from £1 million that can be extended as required.
We’ll also explore any additional cover options you may need, such as separate insurance for tools, when taken with Public Liability Insurance.
Cover for Plasterers
If you were to cause an accident to a member of the public at their home or if they were visiting you at your premises and an injury occurred, you can protect yourself from the costs of a financial claim against you with Public Liability Insurance. Public Liability for Plasterers’ comes with cover options from £1 million that can be extended as required, depending on what’s suitable for your business.
Do you employ anyone else in your business?
If you do, then you might have to hold Employers’ Liability Insurance by law. It’s an important type of business insurance, and covers you against the cost of legal fees or a compensation claim if one of your staff members has an accident or gets ill, and your business is responsible. You also have the option to take out temporary employee cover for part time labourers or seasonal and shift workers.
Can I protect my equipment and tools?
Business equipment insurance can be taken as an optional extra with your main business insurance, such as Public Liability Insurance for Plasterers. There are four levels of cover up to £10,000 and you are covered for any tools and equipment that are away from your base and overnight in a vehicle, and also covers PCs and Laptops used for business. Policy underwritten by UK General Insurance Ltd on behalf of Great Lakes Insurance SE.
A couple of things to consider:
The maximum claim per item is £1,500 per item, and while equipment or tools stolen from vehicles by forced entry is covered, this is only if items are not visible and your vehicle security devices are working and activated.