Public Liability Insurance and more
Liability Insurance for Yoga Teachers is simple to arrange through Swinton. We can help you find a protection package that fits how you work, and gives you peace of mind that should an accident or injury occur, you’re covered.
You might teach in a studio, at a client’s home or in the park; you may use equipment, you may not. You might be a sole trader or limited company. Whichever way you choose to work, we can help you find a level of cover for your business plus optional extras such as Business Equipment cover when you take Public Liability.
Flexible cover options
We can help arrange various types of insurance for yoga teachers. It depends on what you need and what’s suitable for how and where you work.
One area of cover you might consider is Public Liability Insurance. This pays out if one of your clients or a member of the public injures themselves on a piece of your equipment or has an accident such as a slip or fall while under your tutelage. If one of your regulars, or any member of the public, were to have an accident or injure themselves (and you were responsible) it could not only result in lost business but could also lead to a financial claim against you.
That’s why we help arrange Public Liability Insurance offering different levels of cover from £1million, with optional extras that include insurance for equipment against theft, damage or fire.
You can also, if you wish, protect yourself from claims that you’ve given faulty advice, whether it turns out you have or not with Professional Indemnity Insurance.
Do you employ anyone else in your business?
If you employ anyone else in your business then you might have to hold Employers’ Liability Insurance by law. It’s an important type of business insurance, and covers you against the cost of legal fees or a compensation claim if one of your staff members has an accident or gets ill, and your business is responsible. Speak to our team if you would like to add Employers’ Liability Insurance to your business protection plan. Find out more about Employers’ Liability Insurance
How does insurance for equipment work?
Business Equipment Insurance can be taken as an optional extra with your main business insurance, such as Public Liability Insurance. There are four levels of cover up to £10,000 and you are covered for any tools that are away from your base and overnight in a vehicle. Cover can even include PCs and Laptops used for your business.
The maximum claim per item is £1,500 and while equipment of tools stolen from vehicles by forced entry is covered, this is only if items are not visible and your vehicle security devices are working and activated. Policy underwritten by UK General Insurance Ltd on behalf of Great Lakes Insurance SE.