If you’re in need of daily car insurance, Swinton Go! offers a seamless solution, allowing you to get cover for short trips without having to commit to an annual policy. Our temporary car insurance policies are designed to be flexible, providing comprehensive cover so that you can have peace of mind, whatever your driving needs. This flexible car insurance is ideal for those who need short-term solutions.
What is daily car insurance?
Daily car insurance is exactly what you’d expect – a short-term car insurance policy that covers you on a day-to-day basis. If you only need to insure a car for a brief period of time, it’s a more flexible alternative to a traditional annual policy as it covers you only for the time you need behind the wheel, whether you’re moving house, test driving a car, or in an emergency.
Can you take out car insurance on the same day?
We provide temporary car insurance that allows you to get behind the wheel in minutes. You can take out temporary car insurance on the same day you need to drive, which is especially handy for unexpected journeys, emergency situations or spontaneous trips.
It’s quick and straightforward to secure cover… Start by filling in our form with details about you and the vehicle. Then, select the length of cover you need. If you’re eligible to take out cover, your policy documents will all be sent via email right away so there’s no waiting around. You can also view them whenever you need to in My Account and we’ll happily send paper copies if you ask us on Live Chat.
What are the benefits of one day car insurance?
There are loads of good things about daily car insurance, especially if you don’t drive often. These include:
- Cover on someone else’s car – Borrow a friend or family member’s car without needing to be added to their insurance. Plus, it won’t affect your No Claims Discount, or the car owner's.
- Flexibility – You can choose how many days you need cover for, from just one day up to 28 days. Only need a couple of hours? We offer hourly car insurance too.
- Ease – Taking out a policy is simple and you can be on the road in minutes with instant cover and, if you need longer behind the wheel, you can quickly take out more.
- Comprehensive cover – All of our temporary car insurance policies offer comprehensive cover so you can have peace of mind, with added flexibility.
- Cost-effectiveness – You could save money by only paying for the cover you need.
Frequently Asked Questions
Yes, daily car insurance allows you to get temporary cover for one day at a time. We offer policies ranging from one hour to 28 days. If you don’t need cover for the whole day, hourly car insurance may be for you!
Struggling to get cover? There may be several reasons why you’re not able to get temporary car insurance.
Insurance providers set eligibility criteria for all policies which could restrict drivers based on factors such as age, driving history and the vehicle. Depending on what the criteria is, you might find that you’re unable to get cover as a new driver with little experience or someone who has penalties on their licence.
It can also be more difficult to get insured on a car that’s modified or considered high-performance or high-value.
It’s worth checking who’s eligible before getting a quote. For temporary insurance through Swinton Go!, you’ll need to:
- Hold a valid UK driving licence - we’ll ask for your licence number before providing a quote
- Have the vehicle owner’s permission to drive the vehicle
- Meet the provider’s age and driving experience requirements
- Have no serious driving convictions or penalties
Yes, you can take out a policy on the same day you buy your own car. It’s a legal requirement to have insurance in place before you take your new wheels for a spin, so the sooner you take out cover the sooner you can get on the road.
Temporary insurance could come in handy:
- Get hourly insurance for driving your new car home
- Consider weekly insurance if you don’t plan on driving often
- Opt for daily insurance while you decide the best annual policy for you
Yes, temporary car insurance is entirely legal in the UK. This type of policy is designed to allow drivers to get behind the wheel for a short period of time so, as long as you’re only in the driver’s seat during the time period stated in your policy documents, you’re covered!
When you take out temporary insurance through us, your policy documents are sent right away over email or are accessible anytime via My Account. It’s good to keep these on you for the duration of your policy.
Be sure to check when your cover expires so you’re not caught short. If you need to driver for longer than you expected, you can take out another policy in minutes and be back on the road right away.
The specifics of your cover may vary but all of our policies are comprehensive and typically include benefits such as:
- Flexible cover from 1 hour to 28 days
- Cover for leisure, commuting, or business
- Accidental and malicious damage to the car
- Damage caused by fire, theft, or attempted theft
- Damage to another person’s vehicle or property
- Injury to another person following an accident
This summary does not describe all the Terms and Conditions of your policy, so please take the time to read the full details when you get your insurance quote.