What is a weekly car insurance policy?
Weekly car insurance is a short-term insurance solution designed for occasional drivers. If you’re likely to only get behind the wheel for a week or two at a time, an annual policy might feel like a waste - that’s where temporary insurance comes in.
It’s a more flexible and convenient option that allows you to get comprehensive cover when you need it, without the commitment of traditional annual policies.
Our weekly insurance is quick and straightforward to arrange, with cover from one to four weeks at a time. Or, if a week is too long, we’ve got hourly and daily options too. Whichever you choose, you can get out and go in minutes!
Benefits of weekly car insurance
If you’re considering temporary car insurance, there are a number of benefits that could sway your decision:
- Flexibility – Choose the length of cover you need, from one hour up to 28 days
- Quick to arrange – If you need more time behind the wheel, it’s simple to arrange more cover
- Convenience – Get cover on someone else’s car without needing to be added to their insurance
- No risk to yours or the car owner’s No Claims Discount – It remains unaffected, even if you need to claim
- Instant cover – In a pinch or got a driving emergency? Get cover and be on the road in minutes
- Cost-effectiveness – Paying only for the cover you need could save you money when compared with an annual policy
- Peace of mind – Feel confident behind the wheel knowing you’ve got comprehensive cover
Frequently Asked Questions
Not only is it possible, temporary car insurance is actually a solid option if you want to drive on a week-by-week basis. It’s designed specifically for drivers who need insurance for dedicated occasions without requiring a long term commitment, so it could be favourable over an annual policy.
We offer policies ranging from one hour to four weeks. Just choose the amount of time you need behind the wheel. Looking for a hourly or daily cover? We’ve got you. Our temporary insurance is available for as little as one hour.
Weekly insurance is a short-term policy, it can provide you with the same cover as a typical annual policy, just for a shorter period of time. To get cover, you’ll fill in our online form – we’ll ask you for your driving licence number and details about yourself and the car you plan to drive – then select how long you need to be insured for.
Once you’ve paid, you can view your policy anytime in My Account and you’re good to get on the road. The whole process is done in minutes, so it’s handy if you need to jump in the car on short notice.
Quick heads up - we’ll happily send paper copies of your policy documents too, just ask us on Live Chat if that’s something you need.
There are loads of reasons why short-term insurance might come in handy, whether you drive frequently but need to borrow someone else’s car, or you’re not a regular behind the wheel. These include:
- Heading on a road trip – Comprehensive cover for the right amount of time means you can have peace of mind on your trip
- Sharing a long drive – Temporary insurance makes it nice and easy to split the driving duties, even in someone else’s car
- Borrowing someone’s car – Taking out your own weekly cover means there’s no need to be added to the car owner’s insurance and there’s no risk to either yours or their No Claims Discount
- Home from university – Have the freedom to drive while you’re home from studying away
- Travelling for business – Visiting somewhere other than your usual workplace? Your annual policy might not cover you, temporary business cover is ideal for work trips
- Running errands – Some jobs are just easier with a car, tick them off your to-do list with temporary cover
The specifics of your cover may vary but all of our policies are comprehensive and typically include benefits such as:
- Flexible cover from 1 hour to 28 days
- Cover for leisure, commuting, or both
- Accidental and malicious damage to the car
- Damage caused by fire, theft, or attempted theft
- Damage to another person’s vehicle or property
- Injury to another person following an accident
This summary does not describe all the Terms and Conditions of your policy, so please take the time to read the full details when you get your insurance quote.
You’ll need to meet the following requirements to be eligible for weekly car insurance:
- Hold a valid UK driving licence - we’ll ask for your licence number before providing a quote
- Have the vehicle owner’s permission to drive the vehicle
- Meet the provider’s age and driving experience requirements
- Have no serious driving convictions or penalties
Looking for Short Term Car Insurance as a learner?
Our friends over at Marmalade could help you get covered!
How to get weekly car insurance through Swinton Go!
We’ve kept it simple – just follow these simple steps to get weekly cover through us:
- Get a quote online – Click to get a quote, it only takes minutes
- Enter your details – You’ll be asked for information such as your driving licence number and vehicle registration.
- Choose the duration – Select the length of your policy, from one hour to four weeks.
- Pay for your policy: Complete the payment and receive your policy documents via My Account right away.
- Take out more cover if you need it – If you need more time in the driver’s seat, taking out another policy is straightforward and you can be back on the road in minutes.