DIY Disasters – How do your DIY skills compare against the nation?

Our new research* has found a distinct lack of confidence amongst Brits in their DIY skills with nearly 40% of us experiencing a DIY mishap.

Our survey also revealed a lack of knowledge when it comes to the insurance impact of DIY disasters. Almost two fifths (38%) of respondents with home insurance admitted they aren’t confident they understand the implications DIY tasks might have on their home insurance policy.

Over two thirds (67%) said they have accidental damage cover on their home insurance policy, but over four in ten (41%) said they didn’t know exactly what this covered them for.

There are lots of simple DIY jobs we can easily tackle ourselves, but it’s worth remembering that there are some tasks that should be left with the professionals!

Attempting certain DIY jobs ourselves can become a bigger problem if we don’t seek proper guidance.

Find out more about Britain’s DIY disasters in our infographic…

Combat any DIY disasters with our ‘Tips from the Trades’ guides, and don’t forget to check your Home Insurance policy so you know exactly what you’re covered for in case you fall victim to a DIY dilemma.

*Survey of 2,000 GB adults conducted by YouGov on behalf of Swinton Insurance

If like these homeowners, you prefer to give-it-a-go rather than hire a tradesman, you may want to consider properly protecting your house and belongings from DIY disasters.

Accidental Damage Cover

You can do this by taking out Accidental Damage Cover. This extra cover will give your house and what’s in it more protection than a standard Home Insurance policy.

There are two types of Accidental Damage cover that you can choose from, we’ve listed these below, and picked out some examples of common DIY disasters that you’d be covered for if you took out a policy.

Buildings Damage Cover

From electrical jobs to plumbing projects, Buildings Accidental Damage will cover you against the cost of accidents that damage your home or stop it from functioning properly. Examples of DIY disasters that will be covered include:

  • Drilling through a water pipe in the wall
  • Putting your foot through a ceiling
  • Putting a spade through a drain or pipe

Contents Accidental Damage

Some of the most popular DIY projects, such as painting and decorating, can lead to the most common mishaps. This is where Contents Accidental Damage can come in handy.

It covers you against damage to your belongings, such as sofas and flooring. Here are some examples of the mistakes you might be covered for:

  • Spills on your carpet
  • A smashed ornament or vase

Watch this quick video for more information about Accidental Damage Cover: 

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