Business Insurance explained
Business insurance can help to protect your business against risks that could result in financial losses such as legal action, property damage or compensation claims.
While not all types of business insurance are required by law, Employers’ Liability Insurance is mandatory for any business which employs one or more members of staff. Which other types of business insurance you might need is subject to the size of your company and the type of work you do.
Swinton Business Insurance products can help to keep your liabilities, premises, assets and staff covered. We work with a specially selected panel of insurers to help you find a policy that suits your needs.
Types of business insurance available
The three main types of business insurance are Employers’ Liability Insurance, Public Liability Insurance and Professional Indemnity Insurance.
- Employers’ Liability Insurance is required by law if you employ one or more staff members
- Public Liability Insurance can help to cover the cost of legal expenses and damages should a member of the public make a claim against you for an injury sustained as a direct result of your business
- Professional Indemnity Insurance will help to cover any compensation costs and legal fees where a claim has been made against you for professional negligence or breach of professional duty
At Swinton Business, our Business Insurance products can help to keep your liabilities, premises, assets and staff covered. We do all the hard work for you by comparing business quotes from our specially-selected panel of insurers to help you find a policy for your needs.