The way that you buy flood insurance and make a claim will not change. When you take out a policy, your insurer will consider your home’s risk of flooding when they calculate your premium.
If you need to make a claim, then just contact your insurer as usual. The Flood Re fund will reimburse your insurer for any successful claims for flood damage and you won’t have to get involved.
For more information, check the official Flood Re website.
If you’ve been affected by flooding or are concerned because you live in an at-risk area, take a look at our dedicated Flood Guides.