Private Hire Insurance

Call us now to get a quote: 0800 116 4043


Let our specialist taxi team find you cover

As a private hire taxi driver, your car is also your livelihood so it's vital you ensure that your car is properly covered. And although you'll always be booked in advance and will never be hailed from the street, you'll probably spend anything up to 70 hours a week on the road - so the last thing you want is to spend extra time running round trying to find the right cover.

Let our specialist taxi insurance team do the hard work for you. We'll compare quotes from a panel of insurers to give you the lowest price we get back from them.

We can also provide optional separate Taxi Liability which can be purchased with your policy.

How we can help

  • Discounts available for drivers with previous fleet experience
  • 24-hour UK-based taxi claims service

Private Hire Taxi Insurance

At Swinton, we completely understand the many issues you may have to deal with as a taxi driver. From the long, unsociable hours to the possibility of encountering rowdy passengers, it can certainly be a very stressful job!

Also, you’ll be driving many more miles than the average motorist on a daily basis. Statistically, this unfortunately means there is an increased risk of an accident.

What is private hire?

As a private hire taxi/minicab driver, you’ll know that your taxi must be booked in advance, and that you are unable to simply pick up passengers hailing your taxi on the street.


Call us now to get a quote


I’d like to become a private hire taxi/minicab driver – what do I need to know?

Thinking about becoming a private hire taxi driver? Here are some things to consider:

  • Using your existing vehicle as a taxi: The decision lies with the licensing authority as to whether or not they will plate your vehicle, as not all vehicles can be used as taxis.
  • Using your taxi for social use, as well as private hire: In addition to using your vehicle for business purposes, your policy will allow for social and pleasure use too.


Generally, to be a private hire taxi driver, you must ensure:

  • You are able to legally work in the UK.
  • You have held a full GB or Northern Ireland driving licence - or a full EU driving licence - for at least 12 months.
  • Your background and character will be checked, which may include an enhanced criminal records check from the Disclosure and Barring Service (DBS).

You may also need:

  • A medical examination.
  • A ‘knowledge’ test.
  • To take a driving test.

If you have any specific questions or queries related to becoming a private hire taxi driver, we’d recommend speaking directly with the licensing authority.

What if I have a fleet of private hire taxis?

As the owner of a taxi fleet, you’ll know that the challenges you face as a taxi driver are multiplied! Learn more about Fleet Insurance from Swinton Business, which can protect your fleet under one policy.

Find the right Private Hire Taxi Insurance for you

With all of this in mind, we know that you simply don’t have the time to search around for the right cover, which is where Swinton can help – our dedicated team of taxi insurance specialists will help you get the right cover for your needs. 


Optional Extras

Call us now on: 0800 116 4043 to get a quote.