As a private hire taxi driver, your car is your livelihood, so it’s vital that you ensure you have the right type of Taxi Insurance for you and the vehicle you drive.
Driving a taxi can be a very stressful job, which requires the right level of protection to ensure that you, your customers, and your vehicle are safeguarded in the unfortunate event of an accident or other incident.
Let our specialist Private Hire Taxi Insurance team do the hard work for you: We’ll compare quotes from our trusted panel of insurers and give you the lowest price we get back from them.
We can also provide Public Liability Insurance for taxi drivers , which can help to protect you if someone is injured while in your care – even outside of your car. It’s not a legal requirement, however having this extra cover can prove invaluable, so it’s worth considering the risks you’re exposed to while you’re transporting passengers.
A private hire taxi differs to a public hire one, in that it must be booked in advance and you can’t just pick up passengers on the street. This doesn’t mean that you won’t encounter some rowdy customers from time to time, as we’re sure you’re aware!
If you drive a public hire taxi we can compare quotes and policies to assist you in getting the right cover for your needs.
As with all types of motor insurance policies, the cost of Private Hire Taxi Insurance can vary, due to factors such as the size of your vehicle, and where it’s kept overnight. The cost is usually higher than insuring a regular car, due to the risks involved with driving more miles, during unsociable hours.
As the owner of a private hire taxi fleet, you’ll know that the challenges you face are multiplied! Learn more about Taxi Fleet Insurance from our dedicated Taxi Fleet Insurance managers, who can help find you a quote to protect your fleet under one policy.
Thinking about becoming a private hire/minicab driver? Here are some things to consider:
To be a private hire taxi drive, there are several requirements* you must follow:
You may also need:
If you have any specific questions or queries related to becoming a private hire taxi driver, we’d recommend speaking directly with the licensing authority.
The time it takes to get a private hire taxi licence can vary, and mostly depends on your local authority. Generally speaking, it’ll take three to four months, however it may take up to nine months in areas such as London, where there’s a higher volume of applicants.