Private Hire Taxi Insurance

Call us now for a Private Hire Taxi Insurance quote 0333 035 9531


We compare quotes to identify the right policy for you

As a private hire taxi driver, your car is your livelihood, so it’s vital that you ensure you have the right type of Taxi Insurance for you and the vehicle you drive.

Driving a taxi can be a very stressful job, which requires the right level of protection to ensure that you, your customers, and your vehicle are safeguarded in the unfortunate event of an accident or other incident.

Let our specialist Private Hire Taxi Insurance team do the hard work for you: We’ll compare quotes from our trusted panel of insurers and give you the lowest price we get back from them.

We can also provide Public Liability Insurance  for taxi drivers , which can help to protect you if someone is injured while in your care – even outside of your car. It’s not a legal requirement, however having this extra cover can prove invaluable, so it’s worth considering the risks you’re exposed to while you’re transporting passengers.

How we can help

  • Discounts available for drivers with previous fleet experience
  • 24-hour UK-based taxi claims service

We can also help to arrange cover for:

  • Audio equipment up to £150
  • Up to £1,000 to cover replacement locks if your keys are lost or stolen
  • Minibuses up to 17 seats (including the driver) – motor vehicles larger than this are considered to be coaches
  • Your taxi communication equipment

Call us now for a Private Hire Taxi Insurance quote 0333 035 9531

What is the difference between private and public taxi hire?

A private hire taxi differs to a public hire one, in that it must be booked in advance and you can’t just pick up passengers on the street. This doesn’t mean that you won’t encounter some rowdy customers from time to time, as we’re sure you’re aware!

If you drive a public hire taxi we can compare quotes and policies to assist you in getting the right cover for your needs.

How much is Private Hire Taxi Insurance?

As with all types of motor insurance policies, the cost of Private Hire Taxi Insurance can vary, due to factors such as the size of your vehicle, and where it’s kept overnight. The cost is usually higher than insuring a regular car, due to the risks involved with driving more miles, during unsociable hours.

Can I insure a fleet of private hire taxis?

As the owner of a private hire taxi fleet, you’ll know that the challenges you face are multiplied! Learn more about Taxi Fleet Insurance from our dedicated Taxi Fleet Insurance managers, who can help find you a quote to protect your fleet under one policy.

How can I become a private hire/minicab driver?

Thinking about becoming a private hire/minicab driver? Here are some things to consider:

  • Using your existing vehicle as a taxi: The decision lies with the licensing authority as to whether or not they will plate your vehicle, as not all vehicles can be used as taxis.
  • Using your taxi for social use, as well as private hire: With Swinton, in addition to being able to use your vehicle for business purposes, your policy will also cover for social use too.

What are the private hire licence requirements?

To be a private hire taxi drive, there are several requirements* you must follow:

  • You must be able to legally work in the UK
  • You must have held a full GB, Northern Ireland, or EU driving licence for at least 12 months
  • Your background and character will be checked – this may include an enhanced criminal record check from the Disclosure and Barring Service (DBS)

You may also need:

  • A medical examination
  • A ‘knowledge’ test
  • To take a driving test

*Information taken from GOV.UK for drivers outside of London. Note that the eligibility requirements are slightly different in London.

If you have any specific questions or queries related to becoming a private hire taxi driver, we’d recommend speaking directly with the licensing authority.

How long does a private hire taxi licence take?

The time it takes to get a private hire taxi licence can vary, and mostly depends on your local authority. Generally speaking, it’ll take three to four months, however it may take up to nine months in areas such as London, where there’s a higher volume of applicants.

Call us now on: 0333 035 9531 to get a quote.