Driver's Legal Protection

Call us now to get a quote: 0800 116 4159

 

Recover costs from an accident that wasn't your fault

If your van is involved in an accident, you may have to pay certain costs and expenses even if you weren't to blame.

Driver’s Legal Protection is available as an optional extra with our van insurance policies and will cover up to £100,000 towards legal expenses which you may incur if you have an accident that wasn’t your fault where there’s a responsible third party. The policy is Administered by Arc Legal on behalf of AmTrust Europe.

If you report the incident as soon as possible and your case has a reasonable chance of success, Driver’s Legal Protection cover could help you with recovering the below from the responsible third party:

  • Alternative travel costs for commuting whilst your car is out of action.
  • Compensation for personal injury.
  • Loss of earnings.
  • Cost of replacing damaged possessions e.g. phone, keys, shopping carried at the time.
  • Access to a 24hr legal helpline.

Covers up to £25,000 for legal expenses incurred in pursuing other claims, such as:

  • Motor prosecution defence if you are accused of or have committed a driving offence.
  • Dispute regarding a vehicle sale or purchase and servicing / repairs not up to expected standard.
  • Recover repair costs for damage caused by potholes when driving on public roads.

Things you should to know

  • Details of the third party at fault must be known to proceed with your claim.
  • There must be a reasonable chance that legal proceedings will be successful .
  • Legal proceedings must not be commenced without the Insurer’s permission.
  • Legal expenses or other cost are not covered if they are incurred prior to the insurer accepting the claim.

Call us now on: 0800 116 4159 to get a quote.