Protecting your property against the threat of flood damage should be a priority for any business, and there is plenty of support and advice available for firms.
Here’s a rundown of how you can prepare your premises in advance of a flood, and some of the agencies which are there to help.
A flood can come with very little warning, but there are some steps that business owners can take to help protect their property.
The Environment Agency is responsible for issuing flood warnings in England and Wales and you can sign up to receive any advance warnings affecting your area by visiting the Environment Agency or calling the Floodline on 0345 988 1188.
The 24-hour service is free and you can choose to receive alerts either by phone, email or text message.
You’ll need to provide:
The Scottish Environment Protection Agency offers a flood warning service in Scotland.
There are three types of flood warning that the Environment Agency issues:
1. Flood Alert: Flooding is possible.
Be ready to act. Prepare essential items. Monitor flood forecasts.
2. Flood Warning: Flooding is expected. Immediate action required .
Move staff, stock and valuables to a safe place. Turn off gas, electricity and water supplies, if it is safe. Put flood protection equipment like sand bags in place.
3. Severe Flood Warning: Severe flooding. Danger to life.
Stay in a safe place. Be ready to evacuate. Co-operate with the emergency services. Call 999 if you are in immediate danger.
A flood plan is a document that shows what your business needs to do if there is a flood.
A good flood plan should include:
The aim is to have a plan of action in place so that everyone knows their responsibilities, and it’s important that all staff are familiar with it.
Staff should also keep a copy of the plan at home, in case it can’t be accessed at work.
Once you have written a flood plan it’s a good idea to refer to it regularly to make sure it’s up to date.
Find out more about whether your premises will be covered in the event of a flood on our page how to claim for flood damage.
For a comprehensive guide to business insurance, visit the Swinton business insurance page
Published: 8th February 2017