new-bike-banner2

Motorcycle Breakdown Cover

Get a Bike Insurance quote

Online quote

Motorcycle Breakdown Cover through Swinton

As a motorcyclist, there's no better feeling than taking your bike out on the open road, and a breakdown is the last thing you want to be thinking about when you're enjoying the great outdoors.

At Swinton, we want to help you feel confident and reassured while you're out riding your motorcycle, and whether your bike breaks down due to a puncture, a flat battery or a blown head gasket, Swinton's Motorcycle Breakdown Cover can help you get back on the road.

  • We offer Breakdown Cover, provided by the RAC, as an optional extra which you can add to your Swinton Motorbike Insurance policy. 

What levels of Breakdown Cover are available?

At Swinton, you can choose from four levels of RAC breakdown cover: Roadside Only, Roadside & Recovery, Roadside, Recovery & At Home, and Roadside, Recovery & At Home & European. 

Roadside Only

Roadside Only gives you peace of mind if you break down more than a quarter of a mile from home. The RAC will attend and, if your bike cannot be repaired at the roadside, you, and your pillions will be taken to a destination of your choice within 10 miles. 

This level does not include assistance within a quarter of a mile of your home and does not provide cover for bikes outside the UK.

Roadside & Recovery

Includes all the benefits of Roadside Only, plus nationwide recovery. If your bike cannot be repaired at the roadside, you, your pillions, and your bike will be transported to any destination of your choice anywhere in the UK.

This level does not include assistance within a quarter of a mile of your home and does not provide cover for bikes outside the UK.

Roadside, Recovery & At Home

Includes all the benefits of Roadside & Recovery, plus cover within a quarter of a mile of your home address.

This level does not provide assistance for bikes outside the UK.

Roadside, Recovery, At Home & European

Includes all the benefits of Roadside, Recovery & At Home, plus European Breakdown cover for your bike while driving in European countries.

Get a Bike Insurance quote

Online quote

Have peace of mind with Breakdown Cover you can count on 

    • Repairs completed in just 30 minutes on average
    • Emergency helpline open 24-hours a day, 365 days a year
    • Register your breakdown through the myRAC app or online 
    • The RAC have been looking after members for over 125 years 

    Why consider Swinton for your Bike Insurance policy?

    At Swinton, our dedicated Bike Insurance team will try to help you find a suitable quote, by comparing quotes from a panel of motorcycle insurers. We'll share the quote we get back from them for a range of motorbike makes and models.

    • We'll compare quotes from a panel of specially selected motorbike insurers
    • European cover included as standard - up to 90 days per year and 30 days per trip
    • Cover up to four motorbikes on one Multi-bike Insurance policy

     

    What to do if your motorbike breaks down

    We know how stressful it can be when your bike breaks down but, with factors like bad weather and lack of shelter, breaking down while riding a motorbike can leave you feeling particularly vulnerable.

    Knowing what to do during a breakdown, and having Breakdown Cover in place, can help you feel more prepared. 

    • Stay calm and pull over to a safe place.
    • Call your breakdown provider to get help.
    • Ensure you stay visible to other road users.

    Read our full guide to preparing for a bike breakdown.

    my RAC app

    Download the myRAC app and make reporting a breakdown even easier!

    It’s your go-to tool for reporting a breakdown quickly and easily, wherever you are.

    You’ll also find useful features at your fingertips - from finding the best local fuel prices to sending you timely reminders for MOT, tax and servicing, so you’ll never miss an important date.

    Download it today from the App Store or Google Play and enjoy a simpler, smarter way to stay on top of your car care.

    Download on the apple store Get it on Google Play

    Make a claim

    24 Hour Emergency Breakdown Helpline

    Your Breakdown Cover is provided by the RAC:

    Breakdowns in the UK call: 0330 013 2072

    In Europe (with EU cover):

    Calling from any European country: +33 472 43 52 55

    From a French landline (freephone): 0800 290 112

    From the Republic of Ireland (freephone) 1 800 535 005

    Hard of hearing: Use Typetalk (18001) or text 07855 828282

    The easiest way to request assistance is through the myRAC app.

    Alternatively, you can report a breakdown online.

    How can we help you?

    Bike insurance to suit your needs