Temporary Car Insurance

Short-term car insurance designed to work around you.

What is Temporary Car Insurance?

Temporary Car Insurance, also known as ‘Short-term Car Insurance’, provides you with temporary cover for driving a car.

What is Temporary Car Insurance designed for?

Temporary insurance is ideal for various scenarios in which you need car insurance in place, but don’t require a full annual policy, such as:

  • Learner drivers and students — If you’re learning to drive, taking out a temporary policy to cover you during your lessons may work out cheaper than a full policy.
  • Young drivers — If you’re under 21 and only drive a friend or family member’s car outside of term time, getting temporary cover in the summer months could be an affordable option. Alternatively, you might consider a Young Driver’s Insurance policy.
  • Emergency car insurance — If there’s an emergency and you need to use a car, you can quickly cover yourself just for the day.

To arrange Temporary Car Insurance, request a quote online

How does Temporary Car Insurance work?

Temporary Car Insurance is a policy that runs separately to the main car insurance policy.

A key benefit of choosing standalone Temporary Insurance is that, in the event of a claim, the main insurance on the vehicle remains unaffected - including any No Claims Discount.

What does a Temporary Car Insurance policy cover?

Temporary Car Insurance covers you for things like:

  • Damage to your car
  • Loss by fire or theft
  • Repairs to your car

Who provides Temporary Car Insurance?

Standard Temporary Cover is provided by Tempcover Limited, authorised and regulated by the Financial Conduct Authority No: 746985.

If you get a standard temporary quote, you’ll be directed to Tempcover Limited, who'll arrange your quote and provide your short-term insurance policy. Their terms and conditions will therefore apply.

Temporary student and learner driver cover is provided by Marmalade.

If you get a quote for temporary student cover or temporary learner driver cover, you’ll be directed to Marmalade, who'll arrange your quote and provide your short-term student or learner driver cover. Their terms and conditions will apply.

Marmalade is a trading name of Atlanta Insurance Intermediaries Limited. Authorised and Regulated by the Financial Conduct Authority under firm reference number 309599. Company registration number: 756681. VAT registration no: GB 447284724. Registered address: Embankment West Tower, 101 Cathedral Approach, Salford, M3 7FB.

How long can my Temporary Car Insurance policy last for?

There are many options available for short-term insurance that last anywhere between one day to six months. What you choose will depend on your needs.

  • One-hour car insurance — Get cover for as little as one hour at a time. Ideal for emergency cover and test drives.
  • One-day car insurance — Take out cover for just 24 hours. Ideal for long journeys where you’ll be sharing the drive or days when you need to borrow a car at short notice.
  • Weekly car insurance — Cover yourself for a few days at a time. Ideal for road trips and learner drivers looking to increase their road time ahead of their test.
  • 28-day car insurance — Get insured for up to 28 days. Ideal for borrowing a friend’s car for a short period.
  • Learner driver car insurance — This can cover you from 30 days to six months.
  • Student driver car insurance — This can cover you from seven to 42 days.

If you need to stay insured for any longer, you may benefit from one of our standard car insurance policies instead.

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