Short Term Motorbike Insurance Explained

At Swinton, we don’t offer short term motorbike insurance policies however we do have a range of other cover types such as:

Short-term motorbike insurance can last between one day and one month. There are three types of short-term cover to choose from: one day, one week and one month, where you can pick between third-party only, third-party fire and theft, and comprehensive policies.

What is one day, one week and one month motorbike insurance?

It does what it says on the tin. One day insurance covers you to ride a bike for up to 24 hours, one week for seven days, and one month for a calendar month.


Did you know?

Short-term insurance isn’t a solution for covering your bike if you only drive it a couple of times a month. It’s illegal to keep and ride a bike that isn’t continuously insured.


When would I need short-term motorbike insurance?

  • You’ve bought a new bike and want to drive it home
  • You’re borrowing someone else’s bike for one day to 28 days
  • You’re going on a test ride
  • You’re going to drive a courtesy bike
  • You plan to drive a bike on holiday
  • You need to drive a bike for business for a day or so
  • You want to take the time to find the right insurance cover to suit you
  • You’re taking an off-the-road bike to the garage for service or repair

What are the benefits of short-term insurance cover?

Short-term insurance is ideal for emergencies or short periods of time when you need to ride a bike but you don’t have your own policy. You can get short-term cover in the form of comprehensive, meaning that you’re likely to be covered for accident, theft and fire.

If your vehicle is involved in an incident it will be fully repaired or written off under comprehensive cover, and the insurer is likely to pay out the current market value of the bike. It’ll cover you regardless of who is at fault.

As with all types of cover, such as comprehensive and third party, it’s always best to double-check your policy and see what you’re protected against.

While we don’t arrange short term bike insurance ourselves, to find out more about the different types of cover, visit our bike insurance guide.

Published: 20th July 2016

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