Public Hire Taxi Insurance

Call us now to get a quote: 0333 035 9531

Find the right cover for your cab

As a taxi driver, you don't enter into the profession lightly, It's a big decision and a big investment. Given your long hours on the road and the unique risks faced by every black cab driver, it's no wonder it can take time to make sure you're properly covered.

Swinton's specialist taxi insurance team is on hand to help you out. We always work hard to find great deals for our customers and we'll compare quotes from a panel of insurers, saving you all the trouble of doing it yourself.

We can also offer a range of optional products to help ensure you have access to the cover you need, including Taxi Liability.

How we can help

  • Discounts available for drivers with previous fleet experience
  • 24-hour UK-based taxi claims service

Public Hire Taxi Insurance

At Swinton, we completely understand that as a black cab driver, you’re likely to work long hours, often during unsociable times. We also understand that between dealing with busy traffic and escorting sometimes unruly passengers home, it can be a challenging job!

Throw in the fact that you’re driving many more miles than a regular motorist and you can see why there is unfortunately an increased risk of an accident.

Call us now to get a quote:

0333 035 9531

We do all the hard work for you

What is black cab insurance?

As a public hire taxi driver, you’ll be aware that you’re licensed to pick up anyone hailing your taxi on the street, without it having to be booked in advance. Such vehicles are usually known as black cabs, or hackney carriages, and they can also wait on a rank for prospective passengers. 


Generally, to be a black cab taxi driver, you must ensure:

  • You can work legally in the UK.
  • For at least 12 months you have held a full GB or Northern Ireland driving licence - or a full EU driving licence.
  • Your character and background will be checked, which could include an enhanced criminal records check from the Disclosure and Barring Service (DBS).

Also, you might need:

  • A medical exam.
  • A ‘knowledge’ test.
  • To take a driving test.

If you have any specific questions or queries related to becoming a cab driver, we’d recommend speaking directly with the licensing authority.


What if I have a fleet of black cabs?

As the owner of a black cab fleet, the challenges you face as a taxi driver are multiplied! Your entire fleet can be protected under one policy – learn more about Fleet Insurance from Swinton Business.


Find the right insurance for your public hire taxi

Making sure your cab is sufficiently covered can take time, and our dedicated team is here to help you out – we’ll ensure that we take the time to find the best option for you and your needs. 




Taxi guides

Read more about becoming a taxi driver including start-up costs and overheads, how to get a taxi driver's licence and key taxi driver laws.

Read more

Taxi Insurance to suit your needs