Do you offer multi-bike cover? How does it work?
Yes, we offer Multi-bike Insurance at Swinton. If you already have one motorbike
insured with us, we’ll give you a discount when you insure any extra bikes. With the added convenience of all your bikes being on one policy and only having to think about your renewal once a year, it’s easy to see why a multi-bike policy
is an attractive option.
Do you cover electric bikes and pushbikes?
The number of electric bikes in the UK is still quite small, so finding insurance isn't always easy. Whether you use your electric bike to commute to work, or as an inner-city run-around, at Swinton we understand the appeal of a more economical and environmentally
friendly option, and we can try to help you arrange Electric Bike Insurance.
Pushbikes have a similar appeal, and can be used for both transport and leisure. At Swinton, bicycles are covered on both our Classic and Premier Home Insurance options – find out more here.
Do you offer cover to ride other bikes? How does this work?
You can opt to add Riding Other Bikes as a feature and benefit of your policy, subject to certain criteria being met. This is always on a Third Party only basis, i.e. for vehicles not owned, hired or leased by the policyholder, and, of course, with the bike owner's permission.
Can you insure me if the owner of the bike is not the policyholder?
While we do have insurers on our panel who can offer cover to policyholders where the motorcycle is owned by their spouse or civil partner, we do not currently offer cover for any other situation where the owner and keeper of the bike is not the policyholder.
Do you cover modified motorbikes? What are acceptable/unacceptable mods?
Yes – we have a list of acceptable modifications which have all been approved by our panel of insurers, and do not need to be disclosed when purchasing your Motorbike Insurance policy. There are also some that you will need to notify us about, but
are also acceptable, so rest assured that we can cater for the majority of bike modifications. An example of an unacceptable modification is an engine mod resulting in a change of the bike's cc.
Do we offer short-term cover for motorbikes?
We don't currently offer short-term insurance for bikes.