Car Fees and Charges

What will you pay us for our services?

The table below shows the charges applicable at the time of issuing.

Type of transaction

Service charge

Notes

Arrangement of your new policy, quoted and completed over the telephone and via our website

£40.00

 

Where an insurer does not pay us a commission, an addiitonal service charge may be levied. The monetary amount of any such fee will be fully disclosed to you prior to you purchasing/renewing the policy.

 

 

Policy renewal

£40.00

Any changes to existing policies

£35.00

If you make a change online via your account, no service charge will apply

Where a transaction results in a premium refund being due to you, that refund will be reduced by any service charge and any other sums owing in respect of the policy

Cancellations within the 'cooling off' period

£25.00

Not charged if the policy is cancelled prior to the commencement date of your policy.

Cancellations after the 'cooling off' period

£50.00

This charge applies for the duration of your policy.

Direct Debit defaults

£30.00

We offer credit through Close Brothers Premium Finance. Full details of their charges will be provided in any credit agreement and pre contract information by the credit provider.

Referral to a Debt Collection Agency

£25.00

Payable if you fall into arrears and we need to instruct a Debt Collection Agency to seek to recover the amount you owe.

As part of our new business process, we will check your information. If we have to make any amendments to correct your information, you’ll have to pay a £14.95 administration fee.

£14.95

 

Where a transaction would result in a refund to you or a payment you owe to us of less than £1, due to the cost of processing, this amount will be retained by us as an additional service charge or written off.