Driver's Legal Protection

Get a quote online or call us on 0330 343 9195

Swinton Van Insurance is a trading name of Atlanta1 Insurance Services Ltd, all policies are arranged and administered by Atlanta1 Insurance Services Ltd.

Recover costs from an accident that wasn't your fault

If your van is involved in an accident, you may have to pay certain costs and expenses even if you weren't to blame.

Driver’s Legal Protection is available as an optional extra with our van insurance policies and will cover up to £100,000 towards legal expenses which you may incur if you have an accident that wasn’t your fault where there’s a responsible third party. The policy is Administered by Arc Legal on behalf of AmTrust Europe.

If you report the incident as soon as possible and your case has a reasonable chance of success, Driver’s Legal Protection cover could help you with recovering the below from the responsible third party:

 Cover up to £100,000 per claim 
 24 Hour Claims HelplineCall to discuss an accident and determine if it’s covered by MLEI
 Up to £100,000 in legal costs incurred in bringing a legal action against the at fault driver (3rd party) to recover uninsured losses
Uninsured losses include: loss of earnings if unable to work, compensation for personal injuries, medical cost, personal possessions if damaged in the accident, replacement vehicle hire and vehicle repair costs
 Motor Prosecution Defence
If customer/named driver is accused of committing an offence under road traffic laws their legal costs will be covered. This covers things such as speeding, driving through the red light or overtaking another vehicle on a road or part of a road where it is not permitted
 Motor Contract
Covers disputes regarding the sale, purchase or hire of goods/services relating to customers vehicle, including the vehicle itself. This covers things such as buying a vehicle that does not fit the description
 Vehicle Cloning
Provides legal cost to defend customers if another person or organisation uses their vehicle identity without their permission e.g. another vehicle with customers vehicle registration number is accused of filling up with petrol and driving off without paying
 Motor Insurance Database disputes
Will cover legal cost to defend customer in a dispute with police/government where their vehicle has been seized due to not appearing on the Motor Insurance Database, as their insurer has not made them aware cover in force or provided incorrect information (Reg number input incorrectly)
 Total Legal – Additional Legal Services
Provides additional legal covers at a discounted rate to Autonet customers such as:
  • Legal expenses arising from the sale and purchase of a home
  • Divorce and Child custody issues
  • Wills and Probate
 Arc Legal Document Service Portal
A variety of legal documents available online to cover such as:
  • Debt and arrears
  • Holiday and Travel
  • Motoring issues
  • Probate
  • Wills
 Excesses applicable
£50 PI only