Van Breakdown Cover

Find peace of mind with breakdown cover through Swinton

Breaking down can be a nightmare for most drivers, especially if you're on a long journey. From the battery going flat to steam pouring out of the engine, having breakdown cover will give you peace of mind that someone will be there to assist you should your van break down.

We offer Breakdown Cover, provided by the RAC, as an optional extra which you can add to your Swinton Van Insurance policy.

If you already have Breakdown Cover with us, your cover may be provided by AXA. Please refer to your policy documents for full details of your cover.

Van Breakdown Cover you can trust

Benefits of our Van Breakdown Cover include:

• Unlimited UK callouts
• 24 hour 365 days a year emergency helpline
• 4 out of 5 vehicles fixed at the roadside with repairs done in just 30 minutes on average
• National network of over 1,700 roadside operators
• The RAC have over 125 years of experience
• Register your breakdown using the myRAC app

Statistics quoted are based on data gathered between October 2023 – October 2024.

What levels of Van Breakdown Cover are available?

At Swinton, you can choose from 4 levels of Breakdown cover:

Roadside Assistance

Roadside Assistance offers peace of mind if you break down more than ¼ mile from home, the RAC will attend. If your van can’t be repaired at the roadside, you, your passengers, and your vehicle can be taken to a destination of your choice, within 20 miles of your location.

If your van is recovered to a garage, you can be reimbursed for you and any passengers to continue your journey to a single destination within 20 miles.

Roadside Assistance & Recovery

With Roadside Assistance & Recovery, the RAC will attend if you break down more than ¼ mile from home. If your van can’t be repaired at the roadside, you, your passengers, and your vehicle can be taken to a single destination of your choice, anywhere in the UK.

At Home

At Home cover offers the same benefits as Roadside Assistance & Recovery, plus the advantage of onward travel options should your vehicle be unable to be fixed on the same day following a breakdown. This level also covers you if your van breaks down within ¼ mile of or at your home address.

European Breakdown Cover

Our European policies come with all of the above benefits plus cover in Europe for trips of up to 90 days.

Cover is restricted to Roadside Assistance for the first 24 hours. Breakdown cover is only available as an additional cover option with our Vehicle Insurance and cannot be purchased as a standalone policy.

What to do if your van breaks down

Breaking down can be a stressful experience that can leave you feeling vulnerable, so it's a good idea to prepare yourself:

• Keep some essential items in your van, such as a torch, blanket, and a first aid kit
• If you do break down, make sure other drivers can see you by pulling over to a safe place and putting your hazard lights on
• Make sure you know who provides your breakdown cover and save the Emergency Helpline number in your phone, just so you have it to hand if something happens

24-Hour Emergency Breakdown Helpline

Check you have breakdown cover and who your provider is by reading your policy documents. If so, simply get in touch.

Our emergency helpline, online tool, and the myRAC app are all available 24/7 to those with breakdown cover.