
Our Insurance Guide: helping you to find a suitable policy
We all want to protect the things we love in the best way we can. Swinton offer various levels of insurance and optional extras to help look after your car and home.
Car Insurance
Car insurance may repay vehicle repair or accommodation costs up to cover limits if you have a valid claim. We aim to make finding suitable car insurance easy with three comprehensive policy options for you to choose from.
Car Insurance Essentials
This option offers all the basic features you need, plus added benefits, including:
- Windscreen repair and replacement cover up to £150
- Courtesy car whilst yours is being fixed (by one of our approved repairers)
- Lock replacement cover up to £300
Car Insurance Classic
Our Classic option gives you all the essentials, plus additional protection for extra reassurance, such as:
- Cover if an identified uninsured driver hits your vehicle
- Driving abroad insurance for up to 90 days (single trip 30 days)
- Lock replacement cover up to £750
- Personal belongings cover up to £200
- Motor legal expenses insurance of up to £100,000 included as standard
Car Insurance Premier
If you’re someone who can’t afford to be without a car, Premier is our highest level of cover. Here are some of the benefits you’ll get:
- Hire car for 14 days if yours is written off or stolen
- Excess refund of up to £500 for ‘at fault’ claims
- Mis-fuelling insurance if you put the wrong fuel in your car
Find the full list of benefits for all three levels of cover.
Upgrade your Car Insurance with Motor Legal Expenses insurance, Breakdown cover and Protected No Claims Bonus. Classic and Premier policies include Legal Expenses cover as standard.
Home Insurance
You invest time and money into your home and possessions, so make sure they’re properly protected. With our three simple levels of cover, you can choose the right home insurance to suit your needs.
Home Insurance Essentials
Our Essentials Home Buildings and Contents Insurance offers all the basic features you need, plus added benefits, including:
- Flexible levels of Contents cover, up to £150,000 if you need it
- Up to £30,000 alternative accommodation cover
- Freezer contents up to £250
- Cover for lost keys and replacing locks up to £500
- Add Legal Protection and Home Emergency cover should you want it
Home Insurance Classic
Our Classic Home Buildings and Contents Insurance provides you with all the essentials, plus more, here are some of the benefits:
- Flexible levels of Buildings insurance
- Theft from outbuildings up to £2,500
- Cover against damage or theft of garden items up to £1,000
- Office equipment cover in the home up to £5,000
- Add Legal Protection and Home Emergency cover should you want it
Home Insurance Premier
Premier Home Buildings and Contents Insurance offers all the benefits of Classic, plus extra cover for added reassurance. Here are some of the advantages of choosing this option:
- Matching sets cover
- Increased alternative accommodation cover up to £75,000
- Up to £100,000 of legal expenses insurance automatically included
- Increased levels of cover for items stolen from your garden or outbuildings
- Student accommodation cover up to £5,000
- Office equipment cover in the home up to £10,000
Find the full list of benefits for both levels of cover.
To expand your Home Insurance, you can add Legal Protection, Extended Accidental Damage, Personal Possessions and Home Emergency Cover.