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Our Insurance Guide: helping you to find a suitable policy

We all want to protect the things we love in the best way we can. Swinton offer various levels of insurance and optional extras to help look after your car and home.

Car Insurance

Car insurance may repay vehicle repair or accommodation costs up to cover limits if you have a valid claim. We aim to make finding suitable car insurance easy with three comprehensive policy options for you to choose from.

Car Insurance Essentials

This option offers all the basic features you need, plus added benefits, including:

  • Windscreen repair and replacement cover up to £150
  • Courtesy car whilst yours is being fixed (by one of our approved repairers)
  • Lock replacement cover up to £300

Car Insurance Classic

Our Classic option gives you all the essentials, plus additional protection for extra reassurance, such as:

  • Cover if an identified uninsured driver hits your vehicle
  • Driving abroad insurance for up to 90 days (single trip 30 days)
  • Lock replacement cover up to £750
  • Personal belongings cover up to £200
  • Motor legal expenses insurance of up to £100,000 included as standard

Car Insurance Premier

If you’re someone who can’t afford to be without a car, Premier is our highest level of cover. Here are some of the benefits you’ll get:

  • Hire car for 14 days if yours is written off or stolen
  • Excess refund of up to £500 for ‘at fault’ claims
  • Mis-fuelling insurance if you put the wrong fuel in your car

Find the full list of benefits for all three levels of cover.

Upgrade your Car Insurance with Motor Legal Expenses insuranceBreakdown cover and Protected No Claims Bonus. Classic and Premier policies include Legal Expenses cover as standard.

Home Insurance

You invest time and money into your home and possessions, so make sure they’re properly protected. With our three simple levels of cover, you can choose the right home insurance to suit your needs.

Home Insurance Essentials

Our Essentials Home Buildings and Contents Insurance offers all the basic features you need, plus added benefits, including:

  • Flexible levels of Contents cover, up to £150,000 if you need it
  • Up to £30,000 alternative accommodation cover
  • Freezer contents up to £250
  • Cover for lost keys and replacing locks up to £500
  • Add Legal Protection and Home Emergency cover should you want it

Home Insurance Classic

Our Classic Home Buildings and Contents Insurance provides you with all the essentials, plus more, here are some of the benefits:

  • Flexible levels of Buildings insurance
  • Theft from outbuildings up to £2,500
  • Cover against damage or theft of garden items up to £1,000
  • Office equipment cover in the home up to £5,000
  • Add Legal Protection and Home Emergency cover should you want it

Home Insurance Premier

Premier Home Buildings and Contents Insurance offers all the benefits of Classic, plus extra cover for added reassurance. Here are some of the advantages of choosing this option:

  • Matching sets cover
  • Increased alternative accommodation cover up to £75,000
  • Up to £100,000 of legal expenses insurance automatically included
  • Increased levels of cover for items stolen from your garden or outbuildings
  • Student accommodation cover up to £5,000
  • Office equipment cover in the home up to £10,000

Find the full list of benefits for both levels of cover.

To expand your Home Insurance, you can add Legal Protection, Extended Accidental Damage, Personal Possessions and Home Emergency Cover.

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