Business Equipment Insurance

  • Cover against theft, malicious or accidental damage
  • Tools and equipment, whether owned or hired by you
  • 24-hour non-specialist tool replacement


Based on reviews of all products

Extra protection for the tools of your trade

We understand the challenges of managing a business, where your priority is growth, not disruptions. Our Business Equipment Insurance ensures that, in the event of your equipment (such as your laptop or tools) being broken or stolen, you’ll be able to get back to business in next to no time. 

Our Business Equipment Insurance is an optional extra which you can add to your core Tradesman policy; get a quote online or retrieve your quote as an existing customer. This policy is provided by Coplus, a trading name of Motorplus Limited, and is underwritten by Astrenska Insurance Limited.


Cover Details

Businesses come in all shapes and sizes, which is why we offer four levels of cover so that you can have the amount of protection that works for your trade. Choose cover for any one claim up to:

  • £1,000
  • £3,000
  • £5,000
  • £10,000

You'll be covered for:

  • Like-for-like replacement of stolen items
  • The cost to replace an item you own
  • The cost to replace an item you've hired, up to the amount you're liable to pay on your contract
  • The cost to repair an item to the same working condition it was in immediately before damage
  • Tools are covered while in use, in transit, left in locked storage on site or overnight in a locked vehicle. 
  • Any portable electronic equipment used for business (mobile phones, laptop)

Tools and business equipment stolen from vehicles by forced entry are covered, as long as they are not visible, and your vehicle security devices are working and activated. 

How to make a claim


Before you call

Please ensure that you have as many details of the incident as possible, such as a crime reference number if you're claiming for a loss. For claims involving theft or malicious damage, please provide proof of ownership, such as a receipt or invoice. 

To make a claim

Call Motorplus Limited on 0800 977 5066.


If you have any questions

Or would like to check on the progress of a claim, please call 0800 977 5066 and our friendly team can help.

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