Liability Insurance policies from Swinton Business
As a business owner, no matter how safe your workplace is, accidents can still occur. Many businesses might be at risk of liability claims made against them by both members of the public and employees, resulting in compensation costs and legal expenses.
At Swinton Business, we have experience in arranging cover for sole traders such as painters and decorators, and larger businesses such as manufacturers and wholesalers. No matter how small or large your business is, dealing with a claim can have an impact on its day-to-day running. Unfortunately, incidents that lead to a claim can happen, so having the right insurance can help you deal with it effectively, causing minimal disruption to your business.
At Swinton Business, we’ll help you protect your livelihood with the right Liability Insurance policy for your business’s needs. So, if it comes down to it, you won’t have to cover the cost yourself:
Public Liability Insurance can provide cover against claims made by members of the public who have sustained injuries or damage because of your business. If any members of the public come into contact with your business, you should definitely consider taking out this type of insurance policy. Cover from £1 million can be arranged. Plus, if you employ staff, you may also want to consider Employers’ Liability Insurance, which, depending on your circumstances, can be included in the same policy meaning just one renewal date.
The majority of UK business owners who employ staff are legally required have Employers’ Liability Insurance. While you’ll no doubt be taking measures to ensure your business is a safe place to work, accidents can still happen. If your employee is injured or becomes ill while working for your business, having the correct cover will help pay for any compensation claimed, as well as any legal costs. Having Employers’ Liability Insurance can remove a lot of the stress involved in dealing with a claim.
Swinton Business provides insurance policies for a range of different trades, from builders to hairdressers. While these trades may be seen as worlds apart, your business equipment is vital to making your business tick. That’s why we offer Business Equipment Insurance, to provide extra protection for the tools of your trade. Our Business Equipment Insurance comes with four levels of cover, from £1,000 to £10,000, making sure that your business equipment is covered in the event of theft, malicious damage or accidental damage.
If you’d like to know more, we’d love to talk to you. We’ll be able to help you arrange this cover at the same time as your Public or Employers’ Liability Insurance.
Why choose Swinton Business for Liability Insurance?
- Cover is available for a range of small to medium-sized businesses. From plumbers to wholesalers, mobile hairdressers to engineers, we can arrange Business Insurance for many different types of trades and professions
- We’ll do all the hard work for you and provide you with a policy to suit your needs