Van Hire Excess Insurance

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What is Van Hire Excess Insurance?

Van Hire Excess Insurance is a type of policy that reimburses the excess costs on claims you make on an insurance policy for a hired van. The company you use will have van insurance in place, but you will need to agree on an excess fee to pay in case the van is damaged or stolen.

Excess charges on rented vehicles like vans can be expensive and, without an excess insurance policy in place, you would have to pay out the full amount yourself and wouldn’t be re-imbursed.

With Van Hire Excess insurance in place, you can claim back the excess cost up to the maximum level of cover. It means that the insurer will reimburse you the amount of excess you have to pay out.

Please note that our Van Hire Excess Insurance is available for residents of the UK and the Isle of Man.

What is classed as a van?

Your vehicle can be classed as a van if it meets the following criteria:

• Any single van not exceeding 3.5 tonnes (unladen weight)
• Hired under a short-term contract from a rental company or agency.
• Has a maximum of 8 seats (plus the driver)

What’s covered by our Van Hire Excess Insurance?

• Excess on claims — Cover against excess costs of up to £6,500, in total, if your hire van is damaged or stolen.
• Cover for drivers aged 21 to 84 inclusive – Insured drivers between 21 and 84 years old are eligible for excess insurance.
• Additional drivers — Cover for up to seven additional drivers, as long as they’re named in your rental agreement.
• 60-day rental periods — Covers single trips for up to 60 continuous days.
• Misfuelling and key cover — Cover for each, up to £500 per claim
• Flat battery cover — Covers flat battery claims for up to £250 per claim
• Fire, theft, and vandalism cover — Covers excess charges for claims resulting from damage by fire, theft, and malicious damage.
• Tyres and windscreen cover — Covers the excess on claims for the repair or replacement of your tyres and windscreen. Also covers damage to the windows, headlights, undercarriage, and roof.

All of our Van Hire Excess Insurance policies are self-service which gives you the freedom to access, manage and claim whenever you need to, via your account area. Need assistance? Get in touch with us via Live Chat.

What’s not covered?

• Van rentals where the Van Hire Excess Insurance policyholder doesn’t match the name of the lead driver on the rental agreement.
• Vans rented for commercial purposes; Van Hire Excess Insurance covers non-commercial use only.
• Policies purchased after the collection of your rental van.
• Vans worth more than £50,000 or which are more than 10 years old.
• Vans hired outside the UK and the Isle of Man.
• Collision Damage Waiver (CDW) or Supplemental Liability Insurance (SLI). Most UK rental agreements include these but always check with your van hire company. 

What other types of Hire Excess Insurance are there?

Looking to hire a car rather than a van? You can choose from several Car Hire Excess Insurance products instead.

UK & EU Car Hire Excess Insurance

Even if you’re hiring a car in the UK or planning to hire a car in the EU for a road trip, there’s always a risk that the unexpected could occur. You could get reimbursed up to £6,500 worth of excess costs on our single trip cover for up to 60 days, or annual multi-trip cover for several individual trips up to 60 days at a time, per year.

Includes misfuelling, car key, and flat battery cover, each up to £500 per claim and to a maximum of £2,000 per policy period. Also provides cover for up to seven additional drivers named on the rental agreement.

Worldwide Car Hire Excess Insurance

If you’re planning to drive further afield, our Worldwide Car Hire Excess Insurance will reimburse excess costs up to a total of £6,500 on trips in North America, Asia, and more. Available for single and annual multi-trip policies.

Not all rental companies will offer you the same level of cover. You can choose our Worldwide Car Hire Excess Insurance plus Collision Damage Waiver (CDW) & Supplemental Liability (SLI) policy to make sure you’re protected. You’ll receive:

• Excess insurance
• CDW (Collision Damage Waiver) insurance
• SLI (Supplemental Liability Insurance)

Why consider us to insure your van hire excess?

There are plenty of reasons to consider us for Van Hire Excess Insurance:

• Excess cover — Cover excess up to the value of £6,500 in total per year.
• Add additional drivers to the policy — Cover up to seven additional drivers named on your rental agreement.
• Flexible rental periods — Choose your level of cover for single trips of up to 60 consecutive days.
• Multiple benefits included as standard — Includes cover for misfuelling, lost keys, and flat batteries.
• Self-service — Access your policy documents, make changes and claim via your online account, whenever suits you.

Frequently asked questions about UK Van Hire Excess Insurance