We understand just how important your bike is to you, and that you'll want to protect it with a specialist company that knows its stuff.
At Swinton, our dedicated Bike Insurance team will help you find the best deal, by comparing quotes from a panel of motorcycle insurers. We'll give you the lowest price we get back from them for a range of motorbike makes and models.
Getting out on the open road is one of the best feelings for a motorcyclist, and the last thing you want is to be worrying about your bike breaking down.
That’s why we offer Motorcycle Breakdown Cover, to give you the reassurance you need, should you suffer a flat battery or a puncture while out riding.
We also offer additional cover options such as Riders’ Legal Protection, Helmet and Leathers Cover and Excess Protection.
How can you lower the cost of insuring your motorcycle?
Consider getting a riding qualification
Taking an advanced riding course will not only make you a better biker, it may also bring your premium down. It's worth noting that not all advanced motorbike qualifications are recognised by insurers, so check with us beforehand to see if you'll benefit from doing it.
What sort of qualifications are available?
Yes, we offer Multi-bike Insurance at Swinton. If you already have one motorbike insured with us, we’ll give you a discount when you insure any extra bikes. With the added convenience of all your bikes being on one policy and only having to think about your renewal once a year, it’s easy to see why a multi-bike policy is an attractive option.
The number of electric bikes in the UK is still quite small, so finding insurance isn't always easy. Whether you use your electric bike to commute to work, or as an inner-city run-around, at Swinton we understand the appeal of a more economical and environmentally friendly option, and we can try to help you arrange Electric Bike Insurance .
Pushbikes have a similar appeal, and can be used for both transport and leisure. At Swinton, bicycles are covered on both our Classic and Premier Home Insurance options – find out more here.
You can opt to add Riding Other Bikes as a feature and benefit of your policy, subject to certain criteria being met. This is always on a Third Party only basis, i.e. for vehicles not owned, hired or leased by the policyholder, and, of course, with the bike owner's permission.
While we do have insurers on our panel who can offer cover to policyholders where the motorcycle is owned by their spouse or civil partner, we do not currently offer cover for any other situation where the owner and keeper of the bike is not the policyholder.
Yes – we have a list of acceptable modifications which have all been approved by our panel of insurers, and do not need to be disclosed when purchasing your Motorbike Insurance policy. There are also some that you will need to notify us about, but are also acceptable, so rest assured that we can cater for the majority of bike modifications. An example of an unacceptable modification is an engine mod resulting in a change of the bike's cc.
We don't currently offer short-term insurance for bikes.
Find out more about safely securing your motorbike.