Multi-Bike Insurance enables you to insure multiple bikes on one Motorbike Insurance policy. A multi-bike policy could help you reduce the cost of running more than one bike, and would also mean you only have to think about insurance once a year.
At Swinton, our dedicated Bike Insurance team will help you find the best deal, by comparing quotes from a panel of motorcycle insurers. We'll give you the lowest price we get back from them for a range of motorbike makes and models.
Multi-Bike Insurance allows you to insure several bikes on one insurance policy. You can buy a Multi-Bike Insurance policy even if you own several types of bike. Most multi-bike policies will only provide cover for the bike in use but your other bikes will be protected against fire, theft and accidental damage.
The cost of Multi-Bike Insurance is dependent upon a number of things, including the bikes that are being insured, the age of the person being insured, address where the bikes are being kept, claims history, usage, security and whether the bike has any modifications.
A “lead bike” is determined from the bikes being covered (generally the highest risk/most expensive to insure individually) and a base premium is calculated on this vehicle. Additional bikes are added at either a flat fee, or an additional premium based on their value.
You can add up to four bikes with Swinton’s Multi-Bike Insurance, and we can consider any combination of bike from classic and sports to trikes and scooters. If you already have one bike insured with us, we'll give you a discount when you insure additional bikes with us.