Whether you're escorting an elderly person to the door or on the late shift helping passengers after a night out, you'll be all too familiar with the range of situations you can find yourself in as a taxi driver.
Swinton's taxi liability insurance can ensure you're protected whenever passengers are in your care or control - even if that's outside your vehicle, when you could still be held liable for their safety.
Designed to comply with licensing authorities' requirements, you can choose between £5 million or £10 million worth of cover and cover can be extended to cover taxi premises.
Taxi Liability Insurance ensures that you’re protected whenever your passengers are in your care, and safeguards you and your business against any unforeseen circumstances involving your passengers.
A typical circumstance could be if you regularly drive a passenger to school or hospital on a contract – when passengers are in your care, you may still be held accountable for their safety if an accident was to happen. Taxi Liability Insurance ensures that you are protected, for incidents that happen away from the vehicle, as well as inside.
This cover may also include your taxi premises, and you can choose between taxi public liability and taxi employer’s liability.
In a business like yours where you’re constantly dealing with members of the public, having Taxi Public Liability Insurance can protect you if someone is injured whilst in your care. Although public liability isn’t in a legal requirement, it can provide essential cover, so you should consider this against the risks you’re exposed to when your customer are in your care.