Terms and Conditions

Please find downloadable PDF files of our terms of business below:

If you bought your policy on or after 1st April 2019 or your renewal date is 27th April 2019 onwards

Terms of Business - Car products  (PDF 32KB)

Terms of Business - Home products  (PDF 32KB)

Terms of Business - Bike products (PDF 32KB)

Terms of Business - Van products (PDF 33KB)

Terms of Business - Landlord products (PDF 31KB)

For new and renewing policies before these dates

Terms of Business - Car products  (PDF 31KB)

Terms of Business - Home products  (PDF 30KB)

Terms of Business - Bike products (PDF 31KB)

Terms of Business - Van products (PDF 31KB)

Terms of Business - Landlord products (PDF 29KB)

Business products

Terms of Business - Commercial products (advised) (PDF 154KB)

Terms of Business - Commercial products (non-advised) (PDF 138KB)

If you are a business customer and are unsure if the policy was arranged on an advised or non-advised basis, please contact the office you bought the policy from.