If you're fortunate enough to live in one of the UK's listed buildings, you'll know that finding insurance is one of the extra responsibilities that comes with ownership. Swinton's home insurance could cover grades 1, 2, or 2* in England and Wales and grades A, B, C in Scotland and Northern Ireland.
Swinton currently insures thousands of UK home policy holders and our team could help you find home insurance for your own particular circumstances.
If you’re looking for a clear and simple way to cover your buildings or contents, we offer three cover options: Essentials, Classic and Premier - you just need to choose the one that’s right for you.
Buildings that are of special architectural or historic interest are often put on the Statutory List of Buildings of Special Architectural or Historic Interest, which is commonly known as being ‘listed’.
The older and rarer a building is, the more likely it is to be listed and you can search on Historic England’s website for the official list.
For example, all buildings built before 1700 are listed, though buildings that are less than 30-years-old are normally only listed if they are under threat or of outstanding quality, like the iconic Lloyd’s building in central London.
A listed building is protected under planning law and cannot be demolished, extended, or altered without special permission from your local authority Conservation Officer.
There are three different grades of listing that a building can be given, depending on its architectural and historic importance:
In Scotland the system is very similar, but the grades are known as A, B and C, while in Northern Ireland they are known as A, B+ and B.
Owning and maintaining a listed building comes with extra responsibility. Here are some things to be aware of:
Historic England, the public body that looks after England's historic environment, is a good source of advice about maintaining a listed building.
Please note that insurance cover can vary from one insurance provider to another so you should check your own insurance documentation for exact details of the cover already held.