The classic motorbike market covers a huge range of different makes, models and generations, each with their own particular insurance needs. A classic or vintage bike has specialist Motorbike Insurance requirements such as salvage retention rights and agreed value rather than market value.
If you‘re looking to buy Motorbike Insurance for your classic motorbike, Swinton’s experienced and friendly bike team are on hand to help you find the right deal.
At Swinton, our dedicated Bike Insurance team will help you find the best deal, by comparing quotes from a panel of motorcycle insurers. We'll give you the lowest price we get back from them for a range of motorbike makes and models. Our specialist team can talk you through different classic Bike Insurance options, so you can choose the right policy for you.
A motorbike that is between 20 and 30 years old is deemed to be a classic bike and will be eligible for a Classic Motorbike Insurance policy. Most insurers will either have a specific date cut off (eg pre-1990), or work on a rolling age qualification (eg must be over 20 years old).
Sometimes buying a Classic Bike Insurance policy can work out cheaper than buying a standard Bike Insurance policy. This is because a classic motorbike is likely to have lower annual mileage, be better maintained and require more advanced security measures eg being kept in a garage when not in use.
You can insure a classic motorcycle on a Multi-Bike Insurance but you may not get access to the specialist benefits of a Classic Motorcycle Insurance policy such as ‘agreed’ value and limited mileage discounts. A Multi-Bike Insurance policy classifies all bikes as standard bikes.
Swinton’s classic insurers will only offer third party, fire and theft or comprehensive cover. If you are able to provide further requested information, the insurers will look to offer an agreed value (pay out at the exact amount recorded on the policy rather than the market value).